Auto Loans | Signature Loans | CD Secured Loans | VISA Credit Card | Share Account Dividends
Secondary Share Account Dividends | Certificates of Deposit | Other Accounts |
|
Auto Loans
Amount financed percentage shown below, plus tax, title, license, GAP, and extended warranty is
available to all qualified borrowers and is based on MSRP for new autos or NADA retail value for used autos. |
| Rate & term dependent upon year of vehicle and credit score |
|
All rates as of February 2019
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|
| Term |
APR* |
24 months
36 months |
3.50% to 17.50%
3.50% to 17.50% |
| 48 months |
3.50% to 17.50% |
| 60 Months |
3.50% to 17.50% |
| 72 Months (min $15,000) |
3.50% to 17.50% |
| 84 Months (min $25,000) |
4.500% to 5.50% |
| Recreational vehicle |
6.25% to 17.50% |
| |
|
| Signature loans |
|
|
| Amount Borrowed |
Rate** |
| Signature loans |
8.75% to 17.50% |
| Up to $5,000 for 24 months |
|
| Over $5,000 - $10,000 for 36 months |
|
| Over $10,000 - $20,000 for 60 months |
|
| Share secured |
4.00% |
| Line of credit |
14.00% to 17.50% |
| Credit builder |
10.00% |
| CD Secured Loans**** |
| 3.0% above current CD rate |
|
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|
| VISA Credit Card |
| Gold |
7.90% |
Share secured
|
12.00%
|
| |
|
| Share Account Dividends |
| $100 - $499.99 |
0.10% APR 0.100% APY*** |
| $500.00+ |
0.20% APR 0.200% APY |
| |
|
| Secondary Share Account Dividends |
| $100 - $499.99 |
0.10% APR 0.100% APY |
| $500.00+ |
0.20% APR 0.200% APY |
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| Certificates of Deposit ($1,000 minimum)**** |
| 6 Months |
0.85% APR 0.853% APY |
| 12 Months |
1.25% APR 1.256% APY |
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| Other Accounts |
| Money Market ($1,000 minimum) |
0.25% APR 0.250% APY |
| Christmas Club |
0.40% APR 0.401% APY |
| Share Draft below $1,000 |
0.00% |
| Reward Checking |
|
| 65+, no fees, >$500 |
0.00% |
| Reward Plus Checking |
|
| 65+, no fees, >$2,000 |
0.50% APR 0.50% APY |
*Annual percentage rate. All rates subject to change without notice.
**Dividend rate.
***Annual percentage yield.
****Substantial penalty for early withdrawal. Call credit union for details.
