Family 1st FCU is pleased to announce that our lobby is open as of September 16, 2020.
Lobby hours are 10:00am - 4:00pm. Drive-Thru hours are 9:00am - 5:00pm.
LOANS & SAvings
|24 months||3.50% to 17.50% APR|
|36 months||3.50% to 17.50% APR|
|48 months||3.50% to 17.50% APR|
|60 months||3.50% to 17.50% APR|
|72 months (min $15,000)||3.50% to 17.50% APR|
|84 months (min $25,000)||4.50% to 5.50% APR|
|Recreational Vehicle||6.25% to 17.50% APR|
*Amount financed percentages shown above, plus tax, title, license, GAP, and extended warranty is available to all qualified borrowers and is based on MSRP of new autos or NADA retail value for used autos.
SHARE ACCOUNT dividends
|AMOUNT BORROWED||INTEREST RATE|
|$100 - $499.99||0.10% APR |
|$500.00+||0.20% APR |
*Same rates apply for Secondary Share Account Dividends.
Certificates of Deposit
|6 months||0.30% APR |
|12 months||0.65% APR |
$1,000 minimum*****CD Secured rate is 3.0% above current CD rate.
|Loan Type||INTEREST RATE|
|Signature Loan||10.25% to 17.5% APR|
|Share Secured Loan||4.0% APR|
|Line of Credit ($300-$5,000)||14.0% to 17.5% APR|
|Credit Builder||10.0% APR|
*Up to $5,000 for 24 months; over $5,000-$10,000 for 36 months; over $10,000-$20,000 for 60 months.
Visa credit card
|Visa Card Type||INTEREST RATE|
|Secured Visa|| 12.0% APR|
|Money Market ($1,000 minimum)||0.25% APR|
|Christmas Club||0.40% APR|
|Reward Checking (65+, no fees, >$500)||0.0% APR|
|Reward Plus Checking (65+, no fees, >$2,000)||0.50% APR|
*Reward Checking and Reward Plus Checking will receive one free box of checks per year.
*Loan application fee is $35.
*APR stands for Annual Percentage Rate. All rates subject to change without notice.
*APY stands for Annual Percentage Yield. In order to obtain the disclosed APY, you must maintain the minimum required balance in your account each day for this account.
*Rates as of 8/1/2020 and are subject to change.