Family 1st will be closed on Monday, May 31st in observance of Memorial Day. Have a safe and happy weekend!
Effective Monday, May 3rd, 2021, Family 1st's lobby will be reopened. Lobby Hours: Mon-Fri 10 AM - 4 PM with Normal Drive-Thru hours. See you soon!
LOANS & SAvings
|24 months||2.50% to 17.50% APR*|
|36 months||2.50% to 17.50% APR*|
|48 months||2.50% to 17.50% APR*|
|60 months||2.50% to 17.50% APR*|
|72 months (min $15,000)||2.50% to 17.50% APR*|
|84 months (min $25,000)||3.50% to 5.50% APR*|
|Recreational Vehicle||5.25% to 17.50% APR*|
*Amount financed percentages shown above, plus tax, title, license, GAP, and extended warranty is available to all qualified borrowers and is based on MSRP of new autos or NADA retail value for used autos model 2021, 2020 and 2019. For model years prior to 2019, call the credit union for latest rates.
SHARE ACCOUNT dividends
|AMOUNT BORROWED||INTEREST RATE|
|$100 - $499.99||0.10% APY* |
*Same rates apply for Secondary Share Account Dividends.
Term Share Accounts
|6 months||0.20% APY*|
|12 months||0.25% APY* |
$1,000 minimum. Term Share rate is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.
|Loan Type||INTEREST RATE|
|Signature Loan||9.25% to 16.5% APR*|
|Share Secured Loan||3.0% APR*|
|Line of Credit ($300-$5,000)||13.0% to 16.5% APR*|
|Credit Builder||9.0% APR*|
*Up to $5,000 for 24 months; over $5,000-$10,000 for 36 months; over $10,000-$20,000 for 60 months.
Visa credit card
|Visa Card Type||INTEREST RATE|
|Secured Visa|| 12.0% APR*|
|Money Market ($1,000 minimum)||0.20% APR*|
|Christmas Club||0.20% APR*|
|Reward Checking (65+, no fees, >$500)||0.0% APR*|
|Reward Plus Checking (65+, no fees, >$2,000)||0.50% APR*|
*Reward Checking and Reward Plus Checking will receive one free box of checks per year.
*Loan application fee is $35.
*APR stands for Annual Percentage Rate. All rates subject to change without notice.
*APY stands for Annual Percentage Yield. In order to obtain the disclosed APY, you must maintain the minimum required balance in your account each day for this account.
*Rates as of 8/1/2020 and are subject to change.